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Retirement Guides and Checklists

Should I Take My Pension as a Lump Sum?

Although increasingly rare, employer pensions can make up a considerable portion of some retirees' expected retirement benefits. Whether they are nearing retirement or are already receiving ongoing pension payments, some individuals may have the option to choose a lump sum distribution/buyout instead of a lifetime stream of payments. Several factors must be analyzed in order to determine what course is best for each retiree's unique circumstances.

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Should I Rollover My Dormant 401(k)?

401(k)s and IRAs have many unique features that may be beneficial to retirees, depending on their circumstances. The decision to roll funds out of a former employer’s plan involves more factors than just fees and investment selection. To help make this analysis easier, we have created the “Should I Roll Over My Dormant Traditional 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover.

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Am I Eligible for Social Security Benefits as a Surviving Spouse?

Social Security survivor benefits present an important source of income for many retirees. But, there are several important and unique issues that must be considered for anyone that has recently lost their spouse or ex-spouse, before filing a claim to collect Social Security benefits. To help make the analysis easier, we have created the “Am I Eligible For Social Security Benefits As A Surviving Spouse?” flowchart. It addresses many common Social Security issues that arise for clients who have recently lost their spouse or ex-spouse.

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Am I Eligible for Social Security Benefits if I Have Been Divorced?

Social Security benefits can be confusing if you have ever been divorced. There are several important and unique issues that must be considered before filing a claim to collect Social Security benefits. To help make the analysis easier, we have created the “Am I Eligible For Social Security Benefits If I Have Been Divorced?” flowchart. It addresses these common Social Security issues that arise for individuals who have experienced a divorce.

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2022 Important Numbers

There are lots of important numbers to keep in mind when planning for retirement. In some cases, those numbers are annual limits that change each year. Other times, the figures do not often change but are used frequently. Given the variety of sources that report relevant numbers, it can be difficult to quickly find the right reference when you need it. In response to this challenge, we’ve created the two-page “Important Numbers” resource.

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