facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Retirement Guides and Checklists

Can I Make a Backdoor Roth IRA Contribution?

If your earned income is too high, you may be unable to make a regular contribution to a Roth IRA. But, there is a workaround called the Backdoor Roth Contribution. There are many factors and rules that must be considered, and complicated steps to take in order to properly implement this strategy, without penalty. To help make the analysis easier, we have created the “Can I Make A Backdoor Roth IRA Contribution?” flowchart.

Read More

Should I Rollover My Dormant 401(k)?

401(k)s and IRAs have many unique features that may be beneficial to retirees, depending on their circumstances. The decision to roll funds out of a former employer’s plan involves more factors than just fees and investment selection. To help make this analysis easier, we have created the “Should I Roll Over My Dormant Traditional 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover.

Read More

What Issues Should I Consider Before the End of the Year?

The end of the year provides a number of planning opportunities and issues to be addressed. Year-end topics can include tax planning, investment and retirement accounts, charitable giving, cash flow and savings, insurance and estate planning. In this checklist, we cover a number of planning issues that you may need to consider prior to year-end to ensure you stay on track.

Read More

2022 Important Numbers

There are lots of important numbers to keep in mind when planning for retirement. In some cases, those numbers are annual limits that change each year. Other times, the figures do not often change but are used frequently. Given the variety of sources that report relevant numbers, it can be difficult to quickly find the right reference when you need it. In response to this challenge, we’ve created the two-page “Important Numbers” resource.

Read More